Use our Cash Zakat Calculator to easily calculate zakat on money in hand and bank accounts. Accurate, simple, and Shariah-compliant
Why Use Cash Zakat Calculator
Accurate Formula (based on Nisab)
Easy & User-Friendy
100% Shariah-Compliant
Calculate Your Cash Zakat in Seconds
Enter your amounts below and check if your total reaches Nisab. Zakat is 2.5% of the amount above Nisab.
How It Works
Step 1
Enter total cash & savings
Step 2
Check current Nisab value
Step 3
Calculate 2.5% if above Nisab
Step 4
Get your zakat amount instantly
Importance of Paying Zakat on Cash
Zakat on money—whether in hand or in bank savings—is a direct command from Allah. It purifies your wealth, strengthens your faith, and ensures that the blessings you hold are shared with those in need.
Qur’an & Hadith Reference
Qur’an (9:103): “Take from their wealth a charity by which you purify them and cause them increase…”
Hadith: The Prophet ﷺ said: “Charity does not decrease wealth.” (Muslim)
Highlight Social Benefit:
By giving zakat on cash, you help uplift struggling families, support education, and provide food and shelter to those in hardship. Your contribution becomes a means of spreading justice, kindness, and hope in society.
Summary for Cash Zakat Calculator
The Cash Zakat Calculator helps you quickly determine zakat on money in hand and bank savings. Based on Nisab, it ensures accuracy, ease of use, and Shariah compliance so you can fulfill your obligation with confidence
Frequently Asked Questions
Zakat on cash is calculated by taking the total amount of money you own (in hand and in bank accounts), checking if it is above the Nisab threshold (the minimum wealth required to pay zakat), and then giving 2.5% of that amount as zakat. For example, if your cash equals or exceeds the Nisab value, you pay 2.5% after one lunar year has passed.
If your wealth is above the Nisab, zakat is 2.5% of 10,000 rupees, which equals 250 rupees. This simple rule applies to any cash amount once the Nisab requirement is met.
The Nisab is calculated based on the value of either 87.48 grams of gold or 612.36 grams of silver. In 2025, the exact cash value will vary depending on daily gold and silver rates. Most scholars recommend using the silver Nisab for zakat on cash, as it benefits more needy people. Always check the current Nisab value before calculating.
Zakat is 2.5% of wealth. So for every 1,000 rupees (or dollars), you pay 25 rupees (or dollars) as zakat. This formula makes it easy to calculate larger amounts.
Any cash that remains in your possession for one full lunar year and is equal to or greater than the Nisab is eligible for zakat. This includes cash at home, in savings accounts, and in other liquid forms.
Yes, zakat on savings is paid once every lunar year (Hijri year), as long as your savings remain above the Nisab threshold. Even if you do not add new income, zakat must still be paid yearly on the balance that has stayed with you.
To calculate zakat on savings, add up all your cash balances (in hand, savings accounts, and other liquid money), subtract any debts due immediately, and check if the remaining amount is above the Nisab. If yes, multiply the balance by 2.5% to get your zakat.
Yes, zakat applies to all money in savings accounts if the balance is above the Nisab and has been held for one lunar year. Interest money, however, cannot be given as zakat, since it is not considered halal income.
The main conditions for zakat on cash are:
You are a Muslim adult of sound mind.
Your cash wealth reaches or exceeds the Nisab.
A full lunar year passes while holding that wealth.
The wealth is fully owned and free from immediate debts.
Zakat is not due on salary at the moment of receiving it. Instead, it is due on the total savings accumulated from your salary after one lunar year, provided your balance meets or exceeds the Nisab.